Last Updated: January 1, 2026

Jaya 98 Terms & Conditions – Your Complete Guide to Rights and Responsibilities

This page contains all of Jaya 98's rules in clear, straightforward English. We recommend reading through before you sign up — it'll save you any confusion later.

Required Reading Written in Bengali For Members 18+

Key Highlights of the Terms & Conditions at a Glance

Check out these cards before diving into the full details — they'll help you grasp the key points quickly.

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Age restrictions are strictly enforced
You must be 18 or older to register and play any game on Jaya 98. If age verification fails during KYC, the account will be permanently closed.
Strict Policy
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One Person, One Account
Each member may hold only one account. Creating multiple accounts is strictly prohibited. If detected, all associated accounts may be closed and balances forfeited.
Mandatory Compliance
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Bonuses Are Subject to Wagering Requirements
Bonuses cannot be withdrawn immediately upon receipt — a specified wagering requirement must be met first. The wagering requirement differs for each bonus and is clearly stated in the respective bonus offer.
Bonus Rules
Withdrawal Processing Time
Withdrawals for standard members are processed within 24 hours. VIP members receive priority processing. Withdrawals may be delayed if KYC verification has not been completed.
Payment Policy
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Account Security Is Your Responsibility
Keeping your password and login credentials confidential is your responsibility. Avoid logging in from other people's devices. Members are fully responsible for all activity carried out under their account.
Security
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Jaya 98's decision is final in all disputes
If you have a dispute regarding a betting outcome or payment, please contact Jaya 98 Customer Service. Our decision on all disputes is final and binding.
Dispute Resolution
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Section 01
Account & Eligibility Requirements

Before opening an account with Jaya 98, you must agree to the following conditions. These are not merely formalities — they exist to protect all members and ensure a fair gaming environment.

Age Requirement: You must be 18 or older to register and participate in any activity on Jaya 98. This is in line with applicable laws in Bangladesh and international gaming regulations.

  • Each individual may hold only one account. Having multiple accounts under the same identity is a punishable offence.
  • All information provided during registration must be accurate and truthful. Providing false details may result in account termination at any time.
  • To complete KYC verification, a copy of your National ID or passport must be submitted. Withdrawals will be restricted until verification is complete.
  • Account login credentials must never be shared with any third party. Members are solely responsible for keeping their password secure.
  • Accounts may only be opened by individuals — registrations under a company or any other business entity are not accepted.

Jaya 98 may request identity verification at any time. If the required documents are not submitted within the specified period, the account may be temporarily suspended.

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Section 02
Deposit & Withdrawal Rules

Jaya 98's payment system is built around the needs of Bangladesh. Deposits and withdrawals are supported via bKash, Nagad, Rocket, and bank transfer. All members are required to follow the applicable payment rules.

Minimum Deposit: ৳100 | Minimum Withdrawal: ৳500 | Deposit Fee: None | Withdrawal Processing: 5–24 hours

  • Withdrawals are generally processed via the same method used for the deposit. Using a different method may require additional verification.
  • Funds deposited must come from your own account — third-party payments are not accepted.
  • Large withdrawals may be restricted if KYC verification is incomplete. Members who have completed verification will have access to higher withdrawal limits.
  • Jaya 98 reserves the right to place a hold on payments involving suspicious transactions and may request additional verification.
  • Under its anti-money laundering policy, Jaya 98 is required to report transactions to the relevant authorities when necessary.
Payment Methods Minimum Deposit Minimum Withdrawal Processing Time
BKash৳100৳5005–15 Minutes
Nagad৳100৳5005–15 Minutes
Rocket৳200৳50010–30 minutes
Bank Transfer৳500৳1,0001–24 Hours
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Section 03
Bonus & Promotions Policy

Jaya 98 offers a variety of bonuses and promotions to make your gaming experience more rewarding. Each bonus is available subject to specific terms and conditions.

Important: Bonus credits cannot be withdrawn directly. Winnings earned from a bonus become withdrawable only after the required wagering amount has been met. Wagering requirements vary for each bonus.

  • Welcome Bonus Available to new members only, once on their first deposit.
  • Any promo code related to a bonus must be entered before making a deposit; it cannot be applied afterwards.
  • No more than one bonus may be active at a time, unless a specific promotion states otherwise.
  • If wagering requirements are not completed before the bonus expires, both the bonus and any associated winnings will be forfeited.
  • Jaya 98 reserves the right to modify, suspend, or cancel any promotion at any time. Any changes will be announced on the website.
  • Accounts found to be abusing the bonus system (e.g. bonus arbitrage) may be closed.
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Section 04
Betting Rules

The following rules apply to betting on cricket, football, and other sports at Jaya 98. Additional rules also apply to casino games and lottery.

  • Once a bet is confirmed, it generally cannot be changed or cancelled, unless a technical error occurred in the game or match.
  • Bets placed before a match or event begins are governed by different rules from the Live Betting market.
  • If a match or event is cancelled or suspended mid-way, bets will be voided or settled in accordance with Jaya 98's policy.
  • Jaya 98 reserves the right to void bets placed at odds that were displayed incorrectly or are clearly abnormal.
  • In an accumulator bet, all selections must win. If one selection is voided, it is removed and the remaining selections are settled accordingly.

Maximum Bet Limit: Betting limits vary across games and markets and must not be exceeded. Higher limits may apply for VIP members.

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Section 05
Prohibited Activities

The following activities are strictly prohibited on Jaya 98. Violations may result in permanent account termination and forfeiture of any remaining balance.

  • Collusion: Using multiple accounts to manipulate game outcomes or odds.
  • Bonus Arbitrage: Registering under multiple identities solely to claim bonuses.
  • Automation: Using bots, scripts, or any automated software to play games.
  • Match Fixing: Placing bets with prior knowledge of, or influence over, the outcome of a sporting event.
  • Money Laundering: Using the platform for the purpose of money laundering.
  • Platform Hacking: Exploiting technical errors or glitches to gain an unfair advantage.
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Section 06
Account Closure & Changes

Jaya 98 reserves the right to temporarily suspend or permanently close a member's account for any of the following reasons.

  • If evidence of a terms violation is found.
  • If false or fraudulent information is provided during KYC verification.
  • If a betting pattern appears unusual or suspicious.
  • If the member requests account closure themselves.
  • If you wish to self-exclude as part of responsible gaming.

Members who wish to close their account must contact Support. Please withdraw your balance before closure. Requests to reopen a closed account may be submitted, but approval is at Jaya 98's sole discretion.

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Section 07
Responsible Gaming

Jaya 98 believes gaming is a form of entertainment, not a source of income. We place the highest importance on the mental and financial well-being of our members, which is why we have put in place a number of responsible gaming safeguards.

  • Deposit Limit: Daily, weekly, or monthly deposit limits can be set.
  • Loss Limit: You can cap the amount you are allowed to lose within a set time period.
  • Cooling-Off Period: You can take a break from gaming for a set period of time.
  • Self-Exclusion: You can place yourself on a permanent or long-term break.

If you feel that gaming is having a negative impact on your life, please contact our Responsible Gaming Browse the page and get help.

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Section 08
Dispute Resolution & Governing Law

In the event of a dispute between Jaya 98 and a member, both parties will first attempt to resolve the matter through direct communication.

  • Any dispute regarding the outcome of a bet must be raised with our support team within 72 hours of the incident.
  • Every dispute will be investigated and a response provided within 10 business days.
  • Jaya 98's decision is final and binding. Gaming records and log data will serve as the primary evidence in any dispute.
  • These Terms & Conditions are governed in accordance with international gaming regulations and the guidelines of the relevant licensing authority.

Jaya 98 reserves the right to amend these Terms & Conditions at any time. Any changes will be published on the website, and members may be notified by email. Updated terms take effect from the date of publication.

Frequently Asked Questions About Our Terms

Frequently asked questions about wagering requirements and tournaments.

The wagering requirement (also referred to as "turnover") is the total amount you need to bet before a bonus becomes withdrawable. Here's a simple example: if you receive a ৳1,000 bonus with a 20x wagering requirement, you need to place a total of 1,000 × 20 = ৳20,000 in bets before you can withdraw it. Keep in mind — ৳20,000 in bets does not mean ৳20,000 lost; it refers to the total stake wagered. Some games (such as certain slots) may count 100% towards the wagering requirement, while others (such as Live Casino) may count only 50% — so it's worth reading the full bonus terms carefully. Each bonus also has an expiry period — wagering must typically be completed within 30 days.

The following key rules apply to Jaya 98 tournaments and leaderboard competitions: (1) Only verified and active accounts are eligible to participate — suspended accounts are disqualified; (2) Bets must be placed on the specific games stated in the tournament announcement; wagers on other games will not count toward points; (3) Leaderboard scores are generally calculated based on net winnings, total bets, or number of bets placed — the exact method will be specified in the tournament notice; (4) Prize distribution typically takes place within 48–72 hours of the tournament's conclusion; (5) Any evidence of irregularity or manipulation may result in prize forfeiture and account suspension; (6) In the event of any technical issue during a tournament, Jaya 98's decision shall be final.
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18+ | Play Responsibly | Responsible Gaming

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